Aging-In-Place Bathroom Design: A Guide For New Home Buyers (With Tips)

According to the CDC, roughly 3 million people aged 65 and older are injured in the bathroom each year. 

Most of those injuries are caused by slips, trips, and falls near the toilet, tub, or shower.

If you’re building a new home and planning to stay in it long-term, this matters. 

It’s why more and more homeowners are prioritizing aging-in-place bathroom design…not for style, but for safety. 

Whether you’re thinking about your own future, an aging parent, or a loved one recovering from surgery, the bathroom is one of the most important spaces to get right.

With a few smart decisions during construction, you can prevent injuries, reduce long-term renovation costs, and create a space that works well for everyone, no matter their age or mobility level.

This guide will walk you through how to build a bathroom that’s comfortable, accessible, and safe for the years ahead.

What Is Aging-In-Place And Why Does It Matter In New Home Construction?

Aging-in-place bathroom design means designing a space you can live in comfortably and safely for the rest of your life without spending thousands on a full bathroom renovation down the road.

It’s about thoughtful, forward-looking bathroom design that accounts for potential mobility challenges, changing needs, and evolving lifestyles. 

For example, building a curbless shower now, while your home is still under construction, is significantly easier and more cost-effective than retrofitting a raised shower floor years later.

More homebuyers are asking for features like barrier-free showers, good lighting, and extra floor space up front. 

Why? 

Safety is a massive part of it, but it’s also because it saves money in the long run and adds maximum comfort (and safety) from the start. 

Plus, aging-in-place bathroom features like walk-in showers, lever-style handles, and flexible space planning benefit everyone, including kids, guests, aging family members, and anyone recovering from surgery or injury.

And if you’re thinking about resale down the road, homes built with universal design are more attractive to a wider group of buyers.

A modern bathroom with a very wide entrance

Choosing The Right Bathroom Location In Your Floor Plan

One of the most important decisions in a new build is the bathroom location. 

If you’re planning to stay in your home long-term, make sure at least one accessible bathroom is located on the first floor. 

This makes wheelchair access easier, removes the need for stairs, and supports universal design concepts that benefit people of all ages and abilities.

Ideally, your primary bathroom or master bathroom should be close to the main bedroom or adjacent to a room that can be converted into a bedroom later. 

That proximity makes it easier to maintain privacy and independence if you or a loved one faces limited mobility in the future.

Think through the bathroom layout early in the process. Avoid tucking them behind tight corners or narrow hallways. 

You want easy access and open space for mobility devices, caregivers, or even just the everyday flow of family life. 

This also allows you to create clear space around the toilet area, shower stall, and vanity so nothing feels cramped or crowded.

If you’re working with a place specialist or accessibility-focused designer, talk through how features like a pocket door, a higher toilet, or a wider shower entry can improve the flow and flexibility of your space.

Aging-In-Place Bathroom Layout Tips For Comfort And Long-Term Accessibility

Once you've chosen the right bathroom location, the next step is designing a layout that works long-term. 

A smart layout makes your space easier to use today, and it gives you confidence that your bathroom can adapt to your future needs without making costly changes.

Here are the key layout strategies to get right during the build.

Plan For Ample Turning Space

Whether you’re building a spacious primary bathroom or working with a small bathroom footprint, space planning matters. 

A tight layout can make basic tasks harder, especially with mobility aids or a caregiver in the room.

Start by planning a 5-foot turning radius in the main area of the bathroom. 

That’s the gold standard for roll-in shower access and smooth movement with walkers or wheelchairs. 

It also gives you enough room for future equipment or assistance.

Maintain at least 42 inches of clearance in front of the toilet, vanity, and shower to prevent pinch points and improve maneuverability.

Group Fixtures For Simplicity And Flexibility

For both usability and cost savings, group your plumbing fixtures along a single side wall. 

Keeping the toilet, sink, and shower in line makes the room easier to use and more efficient to build.

It also helps maintain clear floor space, which becomes especially important if someone needs to transition to sitting rather than standing for grooming or bathing later on.

Use Materials And Features That Support Mobility

Finishes and hardware should support safety without compromising on style. 

Use matte or textured floor tile to reduce the risk of slipping. 

Choose light fixtures that evenly illuminate the entire space, especially the sink and shower areas.

Include small but impactful features like lever handles, which are easier to grip for anyone with arthritis or reduced hand strength.

If you’re considering a wet room layout or open-concept bathroom, you can also talk to your builder about sloping the floor for proper drainage and incorporating a curbless shower or low curb shower entry from the start.

Plan For A Wider Bathroom Door (And Think Beyond The Minimum)

A well-designed bathroom door is especially important when you’re planning for aging in place.

Start with at least a 36-inch door opening to provide extra width. 

This allows for easy access with a walker or wheelchair, and it’s a simple upgrade that supports both comfort and code compliance. 

Wider doors also make it easier to assist a loved one if mobility becomes an issue later on.

Skipping this step might not seem like a big deal during construction, but it can lead to real problems down the line. 

Standard-width doors (typically 28–30 inches) are often too narrow for walkers or wheelchairs to fit through. 

That can limit access entirely or require a costly door-widening remodel just to use the bathroom safely. 

In a worst-case scenario, it can even prevent someone from using their own primary bath independently.

When designing your primary bathroom, also consider how the door will open and close. 

Traditional swing doors can eat up valuable bathroom floor space and block pathways to the toilet or shower. 

Instead, opt for pocket doors or sliding barn doors. 

These options eliminate swing clearance issues and give you more space to work with inside the room.

Even if you’re not adding automation now, it’s also smart to frame the wall to support powered door openers later. 

And keep in mind: a wide, smooth doorway is only one part of an accessible bathroom. But it acts as the gateway to features like a curbless shower, open shower floor, grab bars, and the kind of thoughtful bathroom design that supports aging in place without sacrificing style.

Build Curbless Shower Design Into The Floorplan

A curbless shower is exactly what it sounds like: a shower with no raised edge or threshold between the shower floor and the rest of the bathroom floor. 

The surface flows seamlessly from dry to wet areas, which allows someone to walk or roll into the shower without stepping over a barrier.

If you’re building a home from the ground up, plan for a curbless shower as a core part of your primary bathroom design.

By sloping the shower floor during initial construction, you create a barrier-free entry that looks sleek and works perfectly. 

This is one of the smartest upgrades in any aging-in-place bathroom design. It offers easy access for people with limited mobility, and it completely eliminates the trip hazard of a raised shower curb. Simply have your builder install a linear drain along one edge of the shower allows water to flow efficiently and keeps the space feeling open. 

It’s also wise to pair it with a high-quality waterproof membrane system to prevent damage over time. 

This is extra important in accessible bathrooms, where water can travel further due to the open design. More water on the floor means increased risk of slips and falls.

A walk-in shower with curbless shower entry also gives you the option to skip the shower curtain altogether or use one that’s easy to slide out of the way. For extra comfort and convenience, add features like a built-in shower bench, proper blocking for grab bars, and a handheld showerhead to your bathroom.

This type of bathroom design doesn’t feel clinical or cold. 

When done right, it’s a modern, clean, and integrated way to combine safety with style.

Choose Bathroom Floor Options That Look Great And Reduce Fall Risk

In any aging-in-place bathroom, having the right flooring is a matter of safety. With today’s tile options, your aging-in-place bathroom can be both beautiful and safe without the need for compromise.

Start with a matte-finish, slip-resistant tile that has a high coefficient of friction. This kind of bathroom floor helps prevent slips in both wet and dry conditions, especially near the toilet, vanity, and shower areas. 

It’s a simple choice that makes a big difference for anyone dealing with balance or limited mobility.

Avoid glossy tile and small mosaics with excessive grout lines. 

Not only can those surfaces become slick, but they also trap water and soap residue. This makes maintenance harder on top of increasing fall risk.

It’s also a good idea to create contrast between your floor and wall materials to improve depth perception for older adults. 

In a well-designed accessible bathroom, clear visual boundaries help everyone navigate more confidently.

When paired with thoughtful features like grab bars, low-threshold showers, and clear floor space, your flooring decision can transform a basic bathroom into an accessible design that supports safety, comfort, and independence.

A modern bathroom built for accessibility with plenty of lighting and matte floor textures.

Add Accessible Bathroom Fixtures For Daily Comfort

Some of the most important decisions in aging-in-place bathroom design come down to small, everyday conveniences like the fixtures you choose. 

These are the features you’ll use multiple times a day, so comfort, accessibility, and ease of use matter more than ever.

Start With A Comfort-Height Toilet

A comfort-height toilet might seem like a small upgrade, but the extra inches can make a big difference. For people with knee, hip, or balance issues, sitting down and standing up becomes noticeably easier.

It also supports a more natural posture for adults and reduces the risk of strain, especially for those with limited mobility or anyone using a seated position. It's one of the simplest upgrades you can make with long-term comfort in mind.

Add A Floating Vanity For Flexibility

A floating vanity creates more open floor space and makes it easier to access the sink while seated. This is especially helpful for wheelchair users or anyone who may need to sit while getting ready.

It also gives your accessible bathroom a clean, modern aesthetic—and it can be paired with pull-out drawers for easy-to-reach storage.

Use Lever-Style Or Touchless Faucets

Faucets are one of the most frequently used fixtures in the home, so they need to work for everyone. Lever-style handles require minimal grip strength, making them easier for those with arthritis or dexterity challenges. Touchless faucets go a step further, improving hygiene while offering effortless use.

These features might be small, but they help make your primary bathroom more usable, more hygienic, and more future-proof.

Add Smart Storage And Accessible Design That Fits Your Style

Thoughtful storage makes your daily routine easier, not more frustrating. That’s why every aging-in-place bathroom benefits from accessible design and features that support comfort now and flexibility later.

Choose Full-Extension Drawers Over Deep Cabinets

Skip the deep, low cabinets that require kneeling or awkward bending. Instead, go with full-extension drawers that bring everything into reach.

They’re easier to open, simpler to organize, and far more practical for anyone managing limited mobility or using a seated position at the vanity. 

Plus, they work well for people of all ages, whether or not you’re planning for accessibility.

Install Built-In Shower Niches And Accessible Shelving

In the shower, avoid bulky wire shelves or corner caddies. 

Instead, choose recessed shower niches. 

These built-in compartments keep products close at hand without sticking out into valuable space, which is especially important in a walk-in shower or curbless shower where maneuverability matters.

In the main bathroom area, consider open shelving for frequently used items like towels. 

Just be sure to install shelves at heights that are accessible to all users, including those who may use a wheelchair.

Frame For Future Accessibility Features During Construction

While the walls are open, plan ahead. 

Add extra framing to support grab bars near the toilet, shower, and tub, even if you don’t plan to install them right away. 

You’ll save time and money if they’re needed later.

You can also prepare for larger accessibility upgrades, like ceiling lift systems, by adding structural support in key areas. 

These behind-the-scenes details are invisible once the bathroom is finished, but they make future adaptations far easier and far less expensive.

Design For Adequate Lighting (Now And Later)

In an aging-in-place bathroom, the right light placement can prevent trips, slips, and confusion during nighttime visits to the restroom.

Start by adding layered lighting, which means using multiple types of light to cover different needs in the room. In a bathroom, that typically includes:

  • Overhead lighting for general illumination
  • Task lighting near the vanity for grooming
  • Ambient or accent lighting to reduce shadows and create a softer glow

You’ll want a mix of overhead and task lighting near the vanity, and soft ambient lighting throughout the space. 

This way, you get even coverage across the bathroom floor, vanity, toilet, and shower areas.

Motion sensors or low-level night lights are a game-changer for late-night use. 

They automatically brighten the room when someone enters, which reduces the risk of accidents without fumbling for a switch in the dark. If you prefer a soft glow instead of a sudden flood of light, dimmable options work as well.

Also, consider how lighting interacts with materials. 

Glossy floor tile, mirrors, and polished fixtures can reflect harsh glare. Soft, indirect light is easier for aging eyes to process.

Ideally, you should use light fixtures that diffuse evenly and avoid direct beams into the eyes. 

Whether installing natural lighting through a window or layering artificial lighting sources, the goal is the same: make it easy to see, move, and stay safe. 

Lighting is one of the simplest ways to support accessible design, and one of the most overlooked.

Plan for it early, and your bathroom design will look better, feel safer, and serve longer.

Aging-In-Place Bathroom Design Balances Safety And Style

A bathroom built for aging in place doesn’t have to look like a hospital. 

With the right finishes and fixtures, you can create an accessible bathroom that feels just as polished and beautiful as the rest of your home.

Start planning during construction, but don’t forget to consider small details. 

Grab bars are essential, but they don’t need to stand out (at least, not in the wrong way). Look for options in matte black, brushed nickel, or warm bronze finishes that coordinate with your light fixtures, faucets, and cabinet hardware. 

When chosen thoughtfully, safety grab bars can blend in or enhance your design.

Next, skip the sterile white-on-white look. 

Today’s bathroom design options include rich textures, earthy tones, and bold patterns that elevate the space without sacrificing safety. 

Large-format floor tile, wood-look porcelain, and modern wall panels can help you create a high-end look while still honoring the most important principles of universal design.

Need inspiration? 

Look at our portfolio of real client builds where style and function go hand in hand. 

You’ll find curbless showers with spa-like finishes, walk-in tubs that match the surrounding tile, and thoughtful accessible design elements that feel intentional.

A sleek, modern bathroom with blue color accents on the cabinets

Build A Home You’ll Love For Years To Come With Dunn & Stone

You don’t have to be thinking about retirement to benefit from an aging-in-place bathroom. 

In fact, the best time to plan for the future is during construction, when your layout, materials, and features are still flexible.

Making small design choices during your initial build, like wider bathroom doors, a curbless shower, or built-in support for grab bars can save you thousands on a bathroom renovation later. 

These features make life easier after a sports injury, surgery, or when a guest with special needs comes to visit.

If you’re building a semi-custom home, talk to your builder early about universal design. 

And if you’re still looking for a builder, get in touch with the Dunn & Stone team. We help families design homes that work for every season of life.

We’ll help you make smart decisions that create a safer, more accessible bathroom without sacrificing style. 

Frequently Asked Questions

How Do You Design A Bathroom For Aging In Place?

Start with a wide door (at least 36 inches), open floor space, and a curbless shower. Add grab bars, slip-resistant flooring, and comfort-height fixtures to support safety and mobility.

Will Medicare Pay For An ADA Bathroom Remodel?

No, Original Medicare does not cover bathroom remodels or home modifications. Some Medicare Advantage plans may offer limited assistance—check with your provider for details.

What Is The Best Home Design For Aging In Place?

A single-level home with wide doorways, no-step entries, and at least one accessible bathroom on the first floor is ideal. Use universal design features like barrier-free showers and open layouts.

Company
Liberty Home Guard
American Home Shield
First American Home Warranty
Cinch Home Services
Old Republic Home Protection
HomeServe
Choice Home Warranty
Home Warranty Of America
Texas Coverage?
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
Covers Major Home Systems & Appliances?
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes (via separate plans)
✅ Yes
✅ Yes
Monthly Premium
Starts at $49
Starts at $39
Starts at $42
Starts at $35
Starts at $45
Starts at $7
Starts at $35
Start at $46
Service Fee
Typically $75–$125
$100–$125 (customer selects at sign-up)
$75–$125
$100–$150 (customer selects at sign-up)
Typically $100
$0–$100 depending on plan
$85 (fixed)
$50-$100
Typical Response Time
24–48 hours
Varies (reports range from 24 hours to multiple weeks)
Often within 24 hours
Often within 24 hours
Varies by region
Varies by location
Varies by region
48 hours
Average Rating
4.6/5.0 on Trustpilot (5,000+ reviews)
4.2/5.0 on Trustpilot (12,000+ reviews)
4.0/5.0 on Trustpilot (16,000+ reviews)
4.1/5.0 on Trustpilot (4,000+ reviews)
4.1/5.0 on Trustpilot (13,000+ reviews)
4.4/5.0 on Trustpilot (1,000+ reviews)
4.0/5.0 on Trustpilot (49,000+ reviews)
3.9/5.0 on Trustpilot (2,000+ reviews)
Pros
  • Dual AC coverage in the base plan, ideal for Texas heat
  • High customer satisfaction
  • Over 30 add-ons for extra coverage
  • Mobile app and live chat support
  • No maintenance history required for claims
  • Covers appliances and systems of any age
  • Offers coverage for preexisting conditions
  • Mobile app allows you to request service anytime, anywhere
  • High coverage limits ($7,000 for appliances, unlimited for systems)
  • Claims often resolved within 24 hours
  • Optional upgrade covers issues related to poor installation
  • Budget-friendly plans start at $35/month
  • $500 homeowners insurance deductible reimbursement
  • 180-day workmanship guarantee, longest on this list
  • Covers rust, corrosion, and unknown pre-existing conditions
  • Great for normal wear and tear on HVAC, electrical, and plumbing
  • Straightforward plans
  • Lower-than-average service request fees
  • Several plans come with no service fees
  • Highly flexible, system-specific plans tailored to your needs
  • Affordable entry pricing starts at $7/month for individual plans
  • Fixed $85 service fee helps homeowners budget confidently
  • Broad home warranty cover for HVAC, appliances, and more
  • Includes optional coverage for issues like roof leaks
  • Generous HVAC coverage, ideal for Texas heat
  • Transparent pricing, rare in the industry
  • Wide range of add-on options for upscale homes
Cons
  • Lower coverage limits on some repairs raise out-of-pocket repair costs
  • Some service fee options are unclear until you begin the sign-up process
  • Occasional complaints about delays in technician assignment
  • Higher premiums compared to more affordable plans
  • Few add-on coverage options
  • Some complaints of poor customer service and long claim resolution times
  • Less budget-friendly for cost-conscious homeowners
  • Limited add-on coverage selection
  • Does not cover pre-existing conditions, limiting protection for older homes
  • HVAC coverage not included in the “Repair Only” plan
  • No roof leak coverage
  • Higher service request fees than competitors
  • Limited add-on options
  • Comprehensive coverage requires stacking plans
  • Bundled options are confusing, not necessarily comprehensive
  • Frequent reports of claim denials
  • Mixed customer service reviews
  • Fewer added perks than competitors
  • Some customers report slow claim processing
  • Add-ons can raise the overall cost quickly if you're not careful

Our Top Pick: Liberty Home Guard

If you're looking for the best home warranty company in Texas, Liberty Home Guard stands out as the top choice in 2025. 

It’s not the cheapest option on the list, but it consistently ranks as one of the top home warranty providers thanks to its strong home warranty coverage, fast service, and unmatched flexibility.

Liberty’s plans are designed for real life in Texas, where dual air conditioning systems, major home systems, and high summer temps are the norm. 

It’s one of the few home warranty companies that includes coverage for two electric AC units in its standard plan.

What also sets Liberty apart is its level of customization. 

With over 30 add-on coverage options, homeowners can build a plan that fits their property perfectly, whether they need coverage for a septic system, a swimming pool, or extra laundry appliances. 

This kind of flexibility is rare among other home warranty companies.

It’s not just the coverage options that impress, though. 

Liberty earns high marks from home warranty customers for its responsiveness and customer service. 

You can manage your home warranty contract through their mobile app, which many Texas homeowners love for the convenience when filing a claim or tracking repairs.

Visit Liberty Home Guard's website to view plan details or explore Liberty Home Guard’s plans directly.

Quick Facts: Liberty Home Guard

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $49
Service Fee
Typically $75–$125
Typical Response Time
24–48 hours
Average Rating
4.6/5.0 on Trustpilot (5,000+ reviews)
Pros
  • Dual AC coverage in the base plan, ideal for Texas heat
  • High customer satisfaction
  • Over 30 add-ons for extra coverage
  • Mobile app and live chat support
Cons
  • Lower coverage limits on some repairs raise out-of-pocket repair costs
  • Some service fee options are unclear until you begin the sign-up process
  • Occasional complaints about delays in technician assignment

Runner Up: American Home Shield

Coming in close behind Liberty, American Home Shield ranks as one of the best home warranty providers in Texas for 2025. 

With over 50 years of experience and broad home warranty coverage that includes preexisting conditions, this provider has built a strong reputation among homeowners with older homes, aging heating systems, and major appliances.

In a 2025 This Old House survey, 44% of Texas homeowners selected American Home Shield as their current provider, making it one of the most widely used Texas home warranty companies.

Our favorite features is the $5,000 HVAC coverage cap per system, which is ideal for the Texas climate. The reason we love it is because A/C repairs are some of the most common (and expensive) home service calls made in the Houston area.

Quick Facts: American Home Shield

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $39
Service Fee
$100–$125 (customer selects at sign-up)
Typical Response Time
Varies (reports range from 24 hours to multiple weeks)
Average Rating
4.2/5.0 on Trustpilot (12,000+ reviews)
Pros
  • No maintenance history required for claims
  • Covers appliances and systems of any age
  • Offers coverage for preexisting conditions
  • Mobile app allows you to request service anytime, anywhere
Cons
  • Higher premiums compared to more affordable plans
  • Few add-on coverage options
  • Some complaints of poor customer service and long claim resolution times

Other Great Home Warranty Companies In Texas

While Liberty Home Guard and American Home Shield earned our top spots, they’re not the only Texas home warranty companies worth your attention. 

Several other home warranty providers offer solid coverage, competitive pricing, and reliable service. 

If you're looking for alternatives that still deliver great value and protection for your covered home systems, the options below are absolutely still worth considering.

First American Home Warranty

While it’s a bit pricier than some affordable plans (with monthly premiums starting at $42), First American Home Warranty makes up for it with higher coverage limits and solid protection for both major appliances and covered systems. 

This is especially appealing to owners of high-end homes in Houston.

Some plans offer up to $7,000 in appliance coverage and unlimited HVAC system coverage, which is what makes this company a strong contender for anyone who wants broad, comprehensive coverage (as long as you’re willing to pay a little more for it).

One standout feature is the First American Advantage upgrade, which adds protection for poor installation issues not always covered under standard home warranty plans.

Quick Facts: First American Home Warranty

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $42
Service Fee
$75–$125
Typical Response Time
Often within 24 hours
Average Rating
4.0/5.0 on Trustpilot (16,000+ reviews)
Pros
  • High coverage limits ($7,000 for appliances, unlimited for systems)
  • Claims often resolved within 24 hours
  • Optional upgrade covers issues related to poor installation
Cons
  • Less budget-friendly for cost-conscious homeowners
  • Limited add-on coverage selection
  • Does not cover pre-existing conditions, limiting protection for older homes

Cinch Home Services

Cinch Home Services is a strong option for Texas homeowners looking for affordable plans with practical extras. 

With monthly premiums starting at just $35, Cinch is one of the most budget-friendly providers on this list. 

But don’t let the price fool you. It packs in value that rivals bigger names.

One standout feature is its $500 homeowners insurance deductible reimbursement, included with its Complete Home Plan.

 That alone sets it apart from most home warranty coverage options. 

It also covers damage from rust and corrosion, which many home warranty companies exclude despite its usefulness in humid areas like Houston.

Cinch also offers a 180-day workmanship guarantee, six times longer than the industry norm That’s one of the best repair guarantees in today’s market.

Quick Facts: Cinch Home Services

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $35
Service Fee
$100–$150 (customer selects at sign-up)
Typical Response Time
Often within 24 hours
Average Rating
4.1/5.0 on Trustpilot (4,000+ reviews)
Pros
  • Budget-friendly plans start at $35/month
  • $500 homeowners insurance deductible reimbursement
  • 180-day workmanship guarantee, longest on this list
  • Covers rust, corrosion, and unknown pre-existing conditions
Cons
  • HVAC coverage not included in the “Repair Only” plan
  • No roof leak coverage
  • Higher service request fees than competitors

Old Republic Home Protection

Old Republic Home Protection keeps things simple. And that’s exactly why many Texans love it.

If you’re the kind of homeowner who wants a no-fuss plan that covers the essentials, this provider might be your best bet.

Their home warranty plans focus squarely on major systems and important appliances (the things that typically break and cost the most to fix).

Customization is limited, but the tradeoff is a more straightforward service agreement and lower out-of-pocket costs.

With monthly premiums starting at $45 and service fees around $100, Old Republic offers better-than-average value.

Quick Facts: Old Republic Home Protection

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $45
Service Fee
Typically $100
Typical Response Time
Varies by region
Average Rating
4.1/5.0 on Trustpilot (13,000+ reviews)
Pros
  • Great for normal wear and tear on HVAC, electrical, and plumbing
  • Straightforward plans
  • Lower-than-average service request fees
Cons
  • Limited add-on options

HomeServe

HomeServe offers a different take on home warranty coverage in Texas, and it works well for homeowners who want low service fees and highly targeted protection. 

Instead of bundling everything into one plan, HomeServe allows you to pick and choose the covered systems you care about most, like plumbing, electrical, or HVAC.

To sweeten the deal, several of their plans have no service fees at all. 

That’s a massive advantage if you’re looking to reduce out-of-pocket costs on normal wear repairs.

But because each system is covered under a separate plan, achieving full comprehensive coverage can get pricey. 

You may need to purchase multiple plans to match the kind of protection you’d get from bundled providers like Liberty or options found on American Home Shield’s website.

Quick Facts: HomeServe

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $7
Service Fee
$0–$100 depending on plan
Typical Response Time
Varies by location
Average Rating
4.4/5.0 on Trustpilot (1,000+ reviews)
Pros
  • Several plans come with no service fees
  • Highly flexible, system-specific plans tailored to your needs
  • Affordable entry pricing starts at $7/month for individual plans
Cons
  • Comprehensive coverage requires stacking plans
  • Bundled options are confusing, not necessarily comprehensive

Choice Home Warranty

With one of the most affordable home warranty plans in Texas, Choice Home Warranty offers monthly premiums starting at $35 and a predictable, fixed $85 service fee. 

It’s a budget-friendly option for homeowners who want wide home warranty coverage without a complicated pricing model.

Choice’s plans cover both HVAC systems and major appliances, and they include extras that other low-cost providers skip like limited roof leak coverage.

It’s a strong fit for value-seekers who still want protection for high-cost repairs.

However, Choice’s reputation comes with a caveat. 

Despite its large customer base (49,000+ reviews on Trustpilot), it has received criticism for poor customer service and claim denials more frequently than top competitors.

Quick Facts: Choice Home Warranty

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $35
Service Fee
$85 (fixed)
Typical Response Time
Varies by region
Average Rating
4.0/5.0 on Trustpilot (49,000+ reviews)
Pros
  • Fixed $85 service fee helps homeowners budget confidently
  • Broad home warranty cover for HVAC, appliances, and more
  • Includes optional coverage for issues like roof leaks
Cons
  • Frequent reports of claim denials
  • Mixed customer service reviews
  • Fewer added perks than competitors

Home Warranty of America

Home Warranty of America (HWA) offers plans designed for both homeowners and real estate professionals, which makes it a versatile choice for a wide range of Texans. 

Known for its transparent pricing and solid HVAC coverage, HWA is a wise pick for those living in hotter climates like Houston where AC systems get put to the test.

Plans start at $46/month, and coverage includes major appliances and systems, with HVAC protection capped at $5,000. 

While the base pricing is competitive, be aware that add-on options can increase costs quickly, especially if you’re customizing coverage for a high-end or custom-built home.

Quick Facts: Home Warranty of America

Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Start at $46
Service Fee
$50-$100
Typical Response Time
48 hours
Average Rating
3.9/5.0 on Trustpilot (2,000+ reviews)
Pros
  • Generous HVAC coverage, ideal for Texas heat
  • Transparent pricing, rare in the industry
  • Wide range of add-on options for upscale homes
Cons
  • Some customers report slow claim processing
  • Add-ons can raise the overall cost quickly if you're not careful

How We Picked The Top Home Warranty Companies Of 2025

Companies with the best home warranties in Texas respond quickly, partner with licensed local contractors, and actually follow through on their repair guarantees.

Here’s the criteria we used to build our list of the top home warranty companies in 2025. The companies on the list needed to meet at least 4 of 5 of these requirements in order to make the list.

Must cover critical systems and appliances

Texas homeowners face unique challenges due to the climate. Houston’s heat and humidity put a serious strain on air conditioning systems, plumbing, and electrical systems, which means warranties that skip these aren’t worth your time.

In fact, in a recent 2025 survey by Texas Homeowner Trends, 63% of respondents ranked air conditioning coverage as their top priority when choosing a home warranty in Texas.

Builders also care. They want home warranty companies that cover the systems and appliances they install to avoid post-sale arguments over repairs.

Must be priced for Texas homeowners

We only selected companies whose plans fall within the average home warranty cost range for Texas in 2025. That’s between $52 and $80 per month. 

This range reflects pricing for the Houston area, which is one of the state’s most active homebuilding markets.

Plans that are too cheap often have low coverage limits. Plans that are too expensive may not offer enough value for what they charge.

Must have strong online reviews

We only considered companies with an average customer satisfaction rating of at least 4 out of 5 stars across sites like Trustpilot.

High scores show how the company handles real-world problems and home warranty service issues effectively.

Must offer fast, reliable service within a maximum of 48 hours

Texas homes can’t afford to wait for repair when the AC unit breaks down in the middle of summer. 

Every company on our list offers quick service calls, a strong contractor network, and local availability for licensed repairs. 

The Bottom Line

There’s no one-size-fits-all when it comes to home warranty coverage in Texas, and that’s exactly why we created this guide. 

From dual AC unit coverage to low service fees and comprehensive plans with high coverage limits, each of the companies we reviewed brings something different to the table.

Here’s the short version:

  • Liberty Home Guard is our top pick for its flexibility, customer satisfaction, and coverage designed for Texas heat.
  • American Home Shield stands out for high HVAC caps and coverage for older homes with no maintenance records required.
  • And for those on a tighter budget or looking for niche protections, companies like Cinch, HomeServe, and First American still offer reliable service — even if they don’t hit every mark.

So which warranty fits your situation best?

Best For First-Time Homeowners: American Home Shield

First-time buyers often don’t know what could go wrong. 

AHS offers peace of mind with broad coverage, no maintenance history requirements, and helpful tech features like 24/7 service requests and live video chat support.

Best For Budget-Conscious Homeowners: Cinch Home Services

Starting at just $35/month, Cinch offers solid protection with extras like rust coverage and a $500 homeowners insurance deductible reimbursement. 

It’s a budget-friendly pick that still comes with a 180-day workmanship guarantee, which is one of the best in the business.

Best For Homeowners Who Want Total Coverage: Liberty Home Guard

With over 30 optional add-ons, dual AC unit coverage in the base plan, and a strong contractor network, Liberty is built for homeowners who want it all. 

It’s the best choice for anyone building a custom home or looking to cover systems that most providers skip.

If you’re building a new home in the Houston area, choosing the right home warranty company is only part of the equation. You also need a builder who cares about long-term quality, not just closing day.

At Dunn & Stone Builders, we partner with trusted home warranty providers and build every home with longevity in mind. 

Contact us today to talk about how we can help you bring your dream home vision to life.

Frequently Asked Questions

What Is The Best Home Warranty Company In Texas?

The best home warranty company in Texas is Liberty Home Guard. It offers fast service, strong customer satisfaction, and plans tailored to Texas homes, including dual AC coverage.

Which Home Warranty Providers Have The Highest Customer Satisfaction?

Liberty Home Guard and American Home Shield lead in customer satisfaction, with 4.5-star or higher ratings on review sites like Trustpilot and the Better Business Bureau.

What Does Home Warranty Coverage Typically Include?

Home warranty coverage usually includes major systems like HVAC, plumbing, and electrical, plus key appliances such as refrigerators, ovens, and washers.

Are All Home Warranty Plans Available In Texas?

No, not all home warranty plans are available in Texas. Only licensed Texas home warranty companies can offer coverage in the state.

Which Home Warranty Companies Offer The Best Repair Guarantee?

Cinch Home Services offers the best repair guarantee, with a 180-day workmanship guarantee that’s six times longer than the industry standard.

How Do I Choose Between Different Home Warranty Providers?

Look for providers with fast service times, high customer satisfaction, competitive pricing, and strong coverage for systems common in Texas homes.

What Should I Look For In Home Warranty Plans For Texas?

Look for home warranty plans that include HVAC, plumbing, and electrical systems, offer reasonable monthly rates, and have a solid contractor network for quick repairs.

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