Texas is famous for its diverse range of home styles. The Lone Star State offers something for everyone, from traditional ranch houses to sleek modern homes. And with plenty of new housing developments that offer great locations and ammenities, there's never been a better time to build a new home in Houston
This article will explore the most popular architectural styles in Texas. Texas has everything you're looking for. You can find a one-story home there. Or, you can find a house with big windows and open spaces.
Read on to learn about the unique home styles that make Texas a great place to live.
1. Traditional Texas Style Homes
Traditional Texas-style homes are a hallmark of the Lone Star State. One of their most defining features is the use of local materials like wood and stone, which give them a warm, inviting feel.
The design often includes large porches, perfect for enjoying the Texas weather, and steeply pitched roofs that add to their classic charm. Wooden accents and handcrafted details add a unique touch, making each home feel special.
People who love a cozy, timeless look will find traditional Texas homes appealing. These homes reflect a rich history and embrace elements of the crafts movement. They blend seamlessly with the local landscape, using materials that are both beautiful and durable.
The emphasis on natural light and open spaces creates a welcoming atmosphere. Compared to modern transitional homes, traditional Texas style homes focus more on warmth and comfort. They avoid the sleek lines and modern amenities seen in newer styles.
Instead, they highlight the beauty of natural elements and intricate details. This style is perfect for those who appreciate the charm and history of Texas homes. If you prefer a home that feels both lived-in and lovingly maintained, Traditional Texas is a style you should consider.
Unique Points: These homes often feature handcrafted details and natural elements.
Comparison: Traditional homes focus on a warm, inviting feel, unlike the sleek lines of modern homes.
2. Modern Transitional Style Homes
Modern transitional style homes blend classic and contemporary design elements, offering a unique home style that appeals to many.
The defining features of these homes include clean lines, modern amenities, and open spaces. They provide a luxurious style without being too ornate. The mix of traditional and modern design creates a balanced and appealing look.
People who want a blend of traditional and modern elements will find Modern Transitional homes ideal. These homes often feature low-pitched roofs and large windows to allow plenty of natural light into the living space. They're perfect for those who want a functional space that doesn't make any sacrifices on style.
The design combines the best of both worlds. You might notice influences from craftsman-style homes and mid-century modern homes. This blend makes modern transitional homes more streamlined than traditional homes, but not as stark as purely modern homes.
Traditional Texas homes focus on warmth and handcrafted details, while Modern Transitional homes prefer sleek lines and modern amenities.
Defining Features: Clean lines, modern amenities, open spaces.
Ideal For: Those who want a mix of classic and contemporary styles.
Unique Points: Combines elements of traditional and modern design.
Comparison: More streamlined than traditional homes, but not as stark as purely modern homes.
3. Mediterranean Texas Style Homes
Mediterranean Texas-style homes are popular for their European elegance and focus on outdoor living. These homes offer a unique and luxurious style that stands out in the Lone Star State.
This home style includes defining features like stucco exteriors, red tile roofs, arched windows, and covered patios. They all work together to create a rich tapestry of design inspired by Spanish and Italian architecture.
Fans of European elegance and outdoor living will find Mediterranean homes ideal. They often host large porches and outdoor living areas which are perfect for enjoying the Texas weather. The combination of terracotta roofs and stucco walls gives these homes a distinctive look.
Mediterranean homes are more ornate than modern transitional homes, with a heavier emphasis on outdoor spaces.
This style focuses on creating beautiful, functional outdoor areas, that fit seamlessly into the natural surroundings.
This style is perfect for those who appreciate beauty but value keeping a practical living space.
These homes are perfect for nature lovers who appreciate the rugged landscape of the Texas Hill Country.
This home style is easy to recognize with natural stone, exposed beams, large windows, and a focus on indoor-outdoor living.
People who enjoy a rustic (but elegant) living space will find Hill Country Lodge homes ideal. Like Mediterranean style homes, Hill Country Lodges blend seamlessly with the Texas Hill Country landscape. They do it by using materials that complement the natural environment.
Hill Country Lodge homes are more rugged and nature-focused than Mediterranean homes. This style is perfect for those who want a home that feels like a part of the land.
Defining Features: Natural stone, exposed beams, large windows, indoor-outdoor living.
Ideal For: Nature lovers who appreciate rustic charm.
Unique Points: Blend seamlessly with the Texas Hill Country landscape.
Comparison: More rugged and nature-focused than Mediterranean homes.
5. Modern Farmhouse Style Homes
Modern Farmhouse-style homes are a popular choice for people who appreciate the elegance of simplicity. These homes combine rustic charm with modern comfort to create a living space as welcoming as it is functional.
This home style normally includes open floor plans, wooden beams, white exteriors, and large porches. These features give the home a clean and airy feel while keeping the atmosphere cozy.
Modern Farmhouse homes are more minimalist than Hill Country Lodge homes. They focus on clean lines and functional design, making them ideal for those who prefer a streamlined aesthetic.
Hill Country Lodge homes focus on natural elements and rugged charm, while Modern Farmhouse homes prioritize a neat and orderly look.
In other words, Modern Farmhouse homes focus on straightforward and practical features. This style is perfect for those who want a home that's stylish and easy to maintain.
Defining Features: Open floor plans, wooden beams, white exteriors, large porches.
Ideal For: Those who enjoy simplicity and elegance.
Unique Points: Combines rustic charm with modern comfort.
Comparison: More minimalist than Hill Country Lodge homes, with a focus on clean lines and functional design.
Discover Texas House Plans From Dunn & Stone Builders Today
If you're considering working with an architect to settle on the perfect style for your new home, you'll love our guide that explains how much it costs and the benefits of working with a dedicated architect. If you're not planning to hire an independent architect, Dunn & Stone Builders offers a variety of house plans with unique architectural styles that cater to every taste and preference.
From traditional to modern, you can find your dream home in Texas. To learn more about how we can help you craft the home of your dreams, schedule a free consultation with our team today.
Company
Liberty Home Guard
American Home Shield
First American Home Warranty
Cinch Home Services
Old Republic Home Protection
HomeServe
Choice Home Warranty
Home Warranty Of America
Texas Coverage?
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
Covers Major Home Systems & Appliances?
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes
✅ Yes (via separate plans)
✅ Yes
✅ Yes
Monthly Premium
Starts at $49
Starts at $39
Starts at $42
Starts at $35
Starts at $45
Starts at $7
Starts at $35
Start at $46
Service Fee
Typically $75–$125
$100–$125 (customer selects at sign-up)
$75–$125
$100–$150 (customer selects at sign-up)
Typically $100
$0–$100 depending on plan
$85 (fixed)
$50-$100
Typical Response Time
24–48 hours
Varies (reports range from 24 hours to multiple weeks)
180-day workmanship guarantee, longest on this list
Covers rust, corrosion, and unknown pre-existing conditions
Great for normal wear and tear on HVAC, electrical, and plumbing
Straightforward plans
Lower-than-average service request fees
Several plans come with no service fees
Highly flexible, system-specific plans tailored to your needs
Affordable entry pricing starts at $7/month for individual plans
Fixed $85 service fee helps homeowners budget confidently
Broad home warranty cover for HVAC, appliances, and more
Includes optional coverage for issues like roof leaks
Generous HVAC coverage, ideal for Texas heat
Transparent pricing, rare in the industry
Wide range of add-on options for upscale homes
Cons
Lower coverage limits on some repairs raise out-of-pocket repair costs
Some service fee options are unclear until you begin the sign-up process
Occasional complaints about delays in technician assignment
Higher premiums compared to more affordable plans
Few add-on coverage options
Some complaints of poor customer service and long claim resolution times
Less budget-friendly for cost-conscious homeowners
Limited add-on coverage selection
Does not cover pre-existing conditions, limiting protection for older homes
HVAC coverage not included in the “Repair Only” plan
No roof leak coverage
Higher service request fees than competitors
Limited add-on options
Comprehensive coverage requires stacking plans
Bundled options are confusing, not necessarily comprehensive
Frequent reports of claim denials
Mixed customer service reviews
Fewer added perks than competitors
Some customers report slow claim processing
Add-ons can raise the overall cost quickly if you're not careful
Our Top Pick: Liberty Home Guard
If you're looking for the best home warranty company in Texas, Liberty Home Guard stands out as the top choice in 2025.
It’s not the cheapest option on the list, but it consistently ranks as one of the top home warranty providers thanks to its strong home warranty coverage, fast service, and unmatched flexibility.
Liberty’s plans are designed for real life in Texas, where dual air conditioning systems, major home systems, and high summer temps are the norm.
It’s one of the few home warranty companies that includes coverage for two electric AC units in its standard plan.
What also sets Liberty apart is its level of customization.
With over 30 add-on coverage options, homeowners can build a plan that fits their property perfectly, whether they need coverage for a septic system, a swimming pool, or extra laundry appliances.
This kind of flexibility is rare among other home warranty companies.
It’s not just the coverage options that impress, though.
Liberty earns high marks from home warranty customers for its responsiveness and customer service.
You can manage your home warranty contract through their mobile app, which many Texas homeowners love for the convenience when filing a claim or tracking repairs.
Dual AC coverage in the base plan, ideal for Texas heat
High customer satisfaction
Over 30 add-ons for extra coverage
Mobile app and live chat support
Cons
Lower coverage limits on some repairs raise out-of-pocket repair costs
Some service fee options are unclear until you begin the sign-up process
Occasional complaints about delays in technician assignment
Runner Up: American Home Shield
Coming in close behind Liberty, American Home Shield ranks as one of the best home warranty providers in Texas for 2025.
With over 50 years of experience and broad home warranty coverage that includes preexisting conditions, this provider has built a strong reputation among homeowners with older homes, aging heating systems, and major appliances.
In a 2025 This Old House survey, 44% of Texas homeowners selected American Home Shield as their current provider, making it one of the most widely used Texas home warranty companies.
Our favorite features is the $5,000 HVAC coverage cap per system, which is ideal for the Texas climate. The reason we love it is because A/C repairs are some of the most common (and expensive) home service calls made in the Houston area.
Quick Facts: American Home Shield
Feature
Details
Texas Coverage
✅ Yes
Covers Major Home Systems & Appliances
✅ Yes
Monthly Premium
Starts at $39
Service Fee
$100–$125 (customer selects at sign-up)
Typical Response Time
Varies (reports range from 24 hours to multiple weeks)
Mobile app allows you to request service anytime, anywhere
Cons
Higher premiums compared to more affordable plans
Few add-on coverage options
Some complaints of poor customer service and long claim resolution times
Other Great Home Warranty Companies In Texas
While Liberty Home Guard and American Home Shield earned our top spots, they’re not the only Texas home warranty companies worth your attention.
Several other home warranty providers offer solid coverage, competitive pricing, and reliable service.
If you're looking for alternatives that still deliver great value and protection for your covered home systems, the options below are absolutely still worth considering.
First American Home Warranty
While it’s a bit pricier than some affordable plans (with monthly premiums starting at $42), First American Home Warranty makes up for it with higher coverage limits and solid protection for both major appliances and covered systems.
This is especially appealing to owners of high-end homes in Houston.
Some plans offer up to $7,000 in appliance coverage and unlimited HVAC system coverage, which is what makes this company a strong contender for anyone who wants broad, comprehensive coverage (as long as you’re willing to pay a little more for it).
One standout feature is the First American Advantage upgrade, which adds protection for poor installation issues not always covered under standard home warranty plans.
Great for normal wear and tear on HVAC, electrical, and plumbing
Straightforward plans
Lower-than-average service request fees
Cons
Limited add-on options
HomeServe
HomeServe offers a different take on home warranty coverage in Texas, and it works well for homeowners who want low service fees and highly targeted protection.
Instead of bundling everything into one plan, HomeServe allows you to pick and choose the covered systems you care about most, like plumbing, electrical, or HVAC.
To sweeten the deal, several of their plans have no service fees at all.
That’s a massive advantage if you’re looking to reduce out-of-pocket costs on normal wear repairs.
But because each system is covered under a separate plan, achieving full comprehensive coverage can get pricey.
You may need to purchase multiple plans to match the kind of protection you’d get from bundled providers like Liberty or options found on American Home Shield’s website.
Highly flexible, system-specific plans tailored to your needs
Affordable entry pricing starts at $7/month for individual plans
Cons
Comprehensive coverage requires stacking plans
Bundled options are confusing, not necessarily comprehensive
Choice Home Warranty
With one of the most affordable home warranty plans in Texas, Choice Home Warranty offers monthly premiums starting at $35 and a predictable, fixed $85 service fee.
It’s a budget-friendly option for homeowners who want wide home warranty coverage without a complicated pricing model.
Choice’s plans cover both HVAC systems and major appliances, and they include extras that other low-cost providers skip like limited roof leak coverage.
It’s a strong fit for value-seekers who still want protection for high-cost repairs.
However, Choice’s reputation comes with a caveat.
Despite its large customer base (49,000+ reviews on Trustpilot), it has received criticism for poor customer service and claim denials more frequently than top competitors.
Fixed $85 service fee helps homeowners budget confidently
Broad home warranty cover for HVAC, appliances, and more
Includes optional coverage for issues like roof leaks
Cons
Frequent reports of claim denials
Mixed customer service reviews
Fewer added perks than competitors
Home Warranty of America
Home Warranty of America (HWA) offers plans designed for both homeowners and real estate professionals, which makes it a versatile choice for a wide range of Texans.
Known for its transparent pricing and solid HVAC coverage, HWA is a wise pick for those living in hotter climates like Houston where AC systems get put to the test.
Plans start at $46/month, and coverage includes major appliances and systems, with HVAC protection capped at $5,000.
While the base pricing is competitive, be aware that add-on options can increase costs quickly, especially if you’re customizing coverage for a high-end or custom-built home.
Add-ons can raise the overall cost quickly if you're not careful
How We Picked The Top Home Warranty Companies Of 2025
Companies with the best home warranties in Texas respond quickly, partner with licensed local contractors, and actually follow through on their repair guarantees.
Here’s the criteria we used to build our list of the top home warranty companies in 2025. The companies on the list needed to meet at least 4 of 5 of these requirements in order to make the list.
Must cover critical systems and appliances
Texas homeowners face unique challenges due to the climate. Houston’s heat and humidity put a serious strain on air conditioning systems, plumbing, and electrical systems, which means warranties that skip these aren’t worth your time.
In fact, in a recent 2025 survey by Texas Homeowner Trends, 63% of respondents ranked air conditioning coverage as their top priority when choosing a home warranty in Texas.
Builders also care. They want home warranty companies that cover the systems and appliances they install to avoid post-sale arguments over repairs.
Must be priced for Texas homeowners
We only selected companies whose plans fall within the average home warranty cost range for Texas in 2025. That’s between $52 and $80 per month.
This range reflects pricing for the Houston area, which is one of the state’s most active homebuilding markets.
Plans that are too cheap often have low coverage limits. Plans that are too expensive may not offer enough value for what they charge.
Must have strong online reviews
We only considered companies with an average customer satisfaction rating of at least 4 out of 5 stars across sites like Trustpilot.
High scores show how the company handles real-world problems and home warranty service issues effectively.
Must offer fast, reliable service within a maximum of 48 hours
Texas homes can’t afford to wait for repair when the AC unit breaks down in the middle of summer.
Every company on our list offers quick service calls, a strong contractor network, and local availability for licensed repairs.
The Bottom Line
There’s no one-size-fits-all when it comes to home warranty coverage in Texas, and that’s exactly why we created this guide.
From dual AC unit coverage to low service fees and comprehensive plans with high coverage limits, each of the companies we reviewed brings something different to the table.
Here’s the short version:
Liberty Home Guard is our top pick for its flexibility, customer satisfaction, and coverage designed for Texas heat.
American Home Shield stands out for high HVAC caps and coverage for older homes with no maintenance records required.
And for those on a tighter budget or looking for niche protections, companies like Cinch, HomeServe, and First American still offer reliable service — even if they don’t hit every mark.
So which warranty fits your situation best?
Best For First-Time Homeowners: American Home Shield
AHS offers peace of mind with broad coverage, no maintenance history requirements, and helpful tech features like 24/7 service requests and live video chat support.
Best For Budget-Conscious Homeowners: Cinch Home Services
Starting at just $35/month, Cinch offers solid protection with extras like rust coverage and a $500 homeowners insurance deductible reimbursement.
It’s a budget-friendly pick that still comes with a 180-day workmanship guarantee, which is one of the best in the business.
Best For Homeowners Who Want Total Coverage: Liberty Home Guard
With over 30 optional add-ons, dual AC unit coverage in the base plan, and a strong contractor network, Liberty is built for homeowners who want it all.
It’s the best choice for anyone building a custom home or looking to cover systems that most providers skip.
If you’re building a new home in the Houston area, choosing the right home warranty company is only part of the equation. You also need a builder who cares about long-term quality, not just closing day.
At Dunn & Stone Builders, we partner with trusted home warranty providers and build every home with longevity in mind.
Contact us today to talk about how we can help you bring your dream home vision to life.
Frequently Asked Questions
What Is The Best Home Warranty Company In Texas?
The best home warranty company in Texas is Liberty Home Guard. It offers fast service, strong customer satisfaction, and plans tailored to Texas homes, including dual AC coverage.
Which Home Warranty Providers Have The Highest Customer Satisfaction?
Liberty Home Guard and American Home Shield lead in customer satisfaction, with 4.5-star or higher ratings on review sites like Trustpilot and the Better Business Bureau.
What Does Home Warranty Coverage Typically Include?
Home warranty coverage usually includes major systems like HVAC, plumbing, and electrical, plus key appliances such as refrigerators, ovens, and washers.
Are All Home Warranty Plans Available In Texas?
No, not all home warranty plans are available in Texas. Only licensed Texas home warranty companies can offer coverage in the state.
Which Home Warranty Companies Offer The Best Repair Guarantee?
Cinch Home Services offers the best repair guarantee, with a 180-day workmanship guarantee that’s six times longer than the industry standard.
How Do I Choose Between Different Home Warranty Providers?
Look for providers with fast service times, high customer satisfaction, competitive pricing, and strong coverage for systems common in Texas homes.
What Should I Look For In Home Warranty Plans For Texas?
Look for home warranty plans that include HVAC, plumbing, and electrical systems, offer reasonable monthly rates, and have a solid contractor network for quick repairs.
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